6464 Pear Valley Lane

On assumptions, not terms you set: 20% down · 7.4% average rate · 30 years · conventional. Set your own in Buying power

• Principal & interest$2,90720% down · 7.4% average rate · 30 years · conventional
• Taxes (from the listing)$359the listing’s annual tax bill, $4,302 a year
• Insurance (estimated)$150an example figure, not a quote
• HOA (from the listing)$55
• Cash for the down payment$104,980

Estimate for educational and illustrative purposes only, from the assumptions shown, which you can change. It is not a loan offer, a Loan Estimate, a pre-qualification, an approval or a commitment to lend. The 7.4% interest rate is Freddie Mac’s national average for a 30-year mortgage, week of Oct 15, 2026. It is an average, not a rate offered by La Souq or Vision Home Mortgage; confirm the rate, APR, points and fees with your lender. The payment includes estimated property tax, insurance, HOA dues and mortgage insurance from those assumptions and the listing; your actual payment obligation will differ and may be greater. Property taxes can change after a sale, and home insurance should be quoted by an insurer. This estimate assumes a conventional loan. Mortgage insurance (estimated): 0.5% of the loan per year with less than 20% down; none otherwise. Loan program figures are as of October 14, 2026. Choosing a loan type here does not mean you qualify for it. All loans are subject to credit approval and underwriting. La Souq does not make loans. Confirm every figure with a licensed lender.